All About Depositing

What is a deposit?

As an RCI Member, you can deposit your timeshare week with RCI and receive deposit trading power to use towards exchange and extra holidays, cruises, escorted tours and more.

Once your deposit has been made, a deposit trading power value is assigned to your week, helping determine the holidays and travel experiences available to you. While several factors can affect this value, the timing of your deposit is one of the most important.

Depending on when you deposit your week, you can travel from one year before your week’s start date to two years after it begins, giving you a three-year travel window.

If you do not deposit during the period that maximises your trading power value (between two years and nine months before the start date), Weeks members can choose to restore the percentage of trading power lost with deposit restore.

FAQ’s

When should I deposit my week to maximise my deposit trading power?
RCI recommends depositing your week between two years and nine months before your ownership week start date. Depositing during this window gives you 100% of your available deposit trading power to use towards exchange holidays and other travel options.

What can affect when I’m able to deposit my week?
This may depend on when your resort makes your week available and when your maintenance fees are paid. Your maintenance fees must be paid before you can deposit your week with RCI.

My week changes every year. How will I know when it’s time to deposit?
We recommend setting a yearly routine. Contact your resort at the same time each year to request your unit assignment and pay your maintenance fees as early as possible.

What if my resort hasn’t sent my maintenance fee invoice yet?
Contact your resort to see if you can pay early. Many experienced members proactively pay their fees and secure their unit assignment early each year to maximise the value of their deposit.

What happens once I deposit my week?
Once deposited, your week is assigned deposit trading power (DTP). This is then compared against the trading power needed for available exchange holidays to determine which holidays you can book. You can also use your trading power to lower the price of selected extra holidays, worldwide cruises and tours, plus so much more.